Executive Management

Dauda Lawal Ph.D

(Executive Vice Chairman/Chief Executive Officer)

DAUDA LAWAL is the Executive Vice Chairman/ Chief Executive Officer of Credent Capital and Advisory Limited. He was formally the Executive Director, Public Sector, FirstBank of Nigeria Ltd and also former Executive Director; North with FirstBank, where his principal remits were growing the bank’s Retail and Public-sector business within Abuja and the Nineteen (19) Northern States.

Prior to this, he was the Executive Vice-President, Public Sector North with the responsibility for deposit mobilization, asset creation and public-sector banking business from federal government ministries, departments and agencies including state governments across Northern Nigeria.

Dr Dauda has an honorary degree of Doctor of Business Administration (DBA) honoris causa of the Usmanu Danfodiyo University Sokoto. He holds both the Bachelor and Master of Science Degrees in Political Science from the Ahmadu Bello University, Zaria. His banking career spans over 14 years with a civil service career of over 8 years. He joined First Bank in 2003 after having worked as Assistant Consular with Embassy of Nigeria in Washington DC. He also served as Chairman, FBN Bank Guinea, Director, FBN Insurance Brokers and Director, Rainbow Town & Development Limited.

Some of his other previous management positions while in FirstBank include Business Development Manager Abuja, Relationship Team Leader Abuja Area Office, and Relationship Manager Commercial Banking.

He has attended many professional development courses including Financial Services at the Harvard Business School, Boston, Massachusetts, USA, The Senior Executive Programme at the London Business School, in the United Kingdom.  He is an avid reader and author of many seminal papers on national and international issues.

Dr. Charles A. Kachii Allah

(Managing Director/Chief Operating Officer)

CHARLES A. KACHII ALLAH is the Managing Director/Chief Operating Officer of Credent Capital and Advisory Limited. He is an Investment Banker with over 26 years professional experience with expertise in corporate finance (Capital Issues, Structured Finance, Financial/Privatization advisory, Finance/Debt Restructuring, Private Equity) and Brokerage and Dealing services (Stock trading, Asset Management). He has worked as founder and co-founder of Vortex Advisory Partners Limited and Northbridge Investment and Trust Limited respectively, both Investment banking firms. Prior to this he worked in BGL Limited, IB Finance and Securities Limited and ICON Stockbrokers Limited.

He has had a consistent track record of structuring and implementing some of the most successful advisory services transactions in Nigeria covering business restructuring, privatization, capital issuance, brokerage and dealing across various industry sectors. He has extensive training in Investment Banking, Brokerage and dealing and leadership development from both local and international institutions.

He has a B.Sc in Accounting from Ahmadu Bello University Zaria, Nigeria, and MBA from IESE, University of Navarra Barcelona Spain, an Associate member of the Chartered Institute of Stock Brokers of Nigeria and a Dealing Clerk of the Nigeria Stock Exchange, a National Youth Service Merit Awardee and World Youth Ambassador for Peace.

Munir Umaru Baba

(Executive Director)

MUNIR UMARU BABA is an Executive Director of Credent Capital and Advisory Limited. Prior to joining Credent Capital and Advisory Limited, he, was the Managing Partner and CEO of Syn8gise Solutions Limited. He also retired from the Public Service of the Federal Republic of Nigeria in 2012, as the Director of Finance and Accounts of the Petroleum Equalisation Fund, where he was responsible for a fund size of over N100 Billion.

Munir Umaru Baba has a broad experience in Downstream Petroleum Industry dynamics, Asset Management, Fund Servicing, Quality Control, Payment Processing, Financial Analysis, Investor and Management Reporting, Public Fund Control, Administration and Accounting, Team Building and Dynamics, Communication, Strategy, Change Management and Business Process Review and Improvement.

In his Educational pursuits, he attained his BSc. in Business Management from the University of Maiduguri, Nigeria and an MBA in Finance from Howard University, Washington DC in 1994.  Further he holds a General Management Certificate from the University of Cambridge and a Policy, Leadership and Strategy Certificate from the National Institute for Policy and Strategic Studies, Kuru, Nigeria.

He initiated and implemented the first bank mandate e-payment system in the Public Service in June 2007. He also implemented the first ever End-to-End e-payment system using a payment portal for direct deposit into a client’s account in the Public Service in October 2007, a payment system understudied by the Central Bank of Nigeria for implementation nationwide which was achieved by government in 2011.

Currently Munir Umaru Baba sits on the Boards of AXA Mansard Pensions Ltd., First Source Nigeria Ltd., MaiDaria Media Nigeria Ltd., and is also Sub-Saharan Integrated Services Africa Holdings’ (UBL Nig. Ltd.) adviser on the oil and gas sector (downstream).

Owoeye Afolabi Clement, ACA

Ag. CFO and Head Corporate Support Services

Is a graduate of Accounting from University of Lagos with a Second Class Honors, Upper Division. He is a member of Institute of Chartered Accountants of Nigeria. He has passed level 2 of the Chartered Financial Analyst (CFA) Institute Program.

He has over 8 years of work experience cutting across accountancy, tax administration, Nigerian Pension Industry and professional accounting consultancy. His professional Accounting training started with Muhtari Dangana & Co (Chartered Accountants) Abuja, a professional Accounting firm. He also worked with Nigeria Police Force (NPF) Pensions Limited, Abuja, a Pension Fund Administrator, with the responsibility for the Pension Fund Accounting and Reporting.


During his Accounting training, he has participated in the statutory audit and Consultancy assignments for different Government agencies such as Joint Tax Board, Tertiary Education Trust Fund, Federal Inland Revenue Service, NNPC Retail and PENCOM as well as Statutory Audit of Pension Fund Administrators in Nigeria.

He has basic understanding of International Financial Reporting Standards (IFRS), Nigerian Taxation system, and investment products in Nigerian capital market.

He also has excellent skills in the use of Microsoft Office Suites (Word, Excel & Powerpoint) and Microsoft Navison (Fund Module)

Toluope Raji

Head of Legal, Compliance and HR

Tolulope Raji is the head of Legal, Compliance and Human Resources. She is a graduate of law from Olabisi Onabanjo University, was called to the Nigerian Bar in 2009 and further obtained her LLM in International Commercial Law from the University of Birmingham, United Kingdom in 2013.

Tolulope commenced her working career in the law firm of Olawuni Aajyi LP where she specialized in corporate financing, banking, energy, commercial, dispute resolution, intellectual property, business acquisitions, regulatory compliance and related commercial transactions. She was a Graduate Intern at the Securities and Exchange Commission where she specialized in the review of public offers transactions (Fixed Income and Equities) and M&A transactions during the periods of 2014 ad 2015. She later joined SEWA Capital Limited as their head legal from 2015-2017.

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